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What is the authorization called that directs an insurance carrier to pay the medical provider or the medical practice directly?


A) Copayment
B) Provider of medical services
C) Assignment of benefits
D) Health insurance provider
E) Preauthorization

F) C) and D)
G) All of the above

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The fixed dollar amount a subscriber must pay or "meet" each year before the insurer begins to cover expenses is the ____.


A) copayment
B) premium
C) coinsurance
D) capitation
E) deductible

F) None of the above
G) A) and E)

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In which program can enrollees who are aged 65 and older continue to obtain medical services at military hospitals and clinics as they did before they turned 65?


A) TRICARE Standard
B) TRICARE for Life
C) TRICARE Prime
D) TRICARE Extra
E) CHAMPVA

F) B) and C)
G) A) and E)

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The list of drugs approved by an insurance company is called a(n) ________.

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Under a contracted or fixed prepayment called ____, physicians are paid a fixed amount of money to provide needed care.


A) preauthorization
B) copayment
C) managed care
D) capitation
E) dual coverage

F) C) and D)
G) A) and B)

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Which statement is true regarding health maintenance organizations?


A) They focus on medical procedures and services rather than on wellness and preventive care.
B) They require subscribers to complete paperwork and file claims for routine procedures.
C) Physicians with HMO contracts are often paid a capitated rate.
D) Routine annual physical examinations are discouraged.
E) Patients generally do not have to make copayments.

F) C) and D)
G) A) and E)

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The electronic claim transaction preferred by Medicare is the X12 837 Health Care Claim, commonly referred to as the "________ claim."

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Which insurance covers a patient who has been hospitalized up to 90 days for each benefit period?


A) Medicare Part A
B) CHAMPVA
C) Medicare Part B
D) Medicaid
E) TRICARE Prime

F) All of the above
G) B) and E)

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Which of the following is included under Workers' Compensation insurance in most states?


A) Rehabilitation costs are covered to return an employee to work.
B) A monthly amount is paid to the patient for a temporary disability.
C) There are no death benefits.
D) Only selected medical expenses are covered, and no inpatient expenses are covered.
E) It covers workers who are injured while they are on vacation.

F) A) and E)
G) All of the above

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The provider should have the patient sign a(n) ________ of benefits statement under which the provider agrees to prepare healthcare claims for the patient and to receive payments directly from the payer.

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The ________ fee is considered the maximum charge that the health plan will pay a provider for a particular procedure or service.

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An appropriate approach to maintaining patient confidentiality on the computer is to ____.


A) make sure a coworker knows your password in case you are sick
B) allow former employees to keep their passwords
C) change your password every 90 days
D) provide each patient with a unique password
E) send confidential information only by fax, never by computer

F) C) and D)
G) A) and B)

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Which of the following statements applies to a physician who agrees to accept Medicaid patients?


A) The physician can bill the patient for services that Medicaid does not cover.
B) The physician may see Medicaid patients as a last resort when he does not have enough patients with insurance.
C) If the physician's fee is higher than the Medicaid payment, the patient is billed for the difference.
D) The physician does not have to agree to accept the established Medicaid payment for covered services.
E) The physician can bill Medicare for any services not covered by Medicaid.

F) A) and D)
G) All of the above

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Some payers offer an Internet-based service called ________ data entry, or DDE, that allows medical offices to enter data without EDI formatting.

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Three major methods are used to transmit claims electronically: direct transmission to the payer, ________ use, and direct data entry.

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The ________ is a fixed percentage payable by the patient after the deductible is met.

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Using a clearinghouse to transmit electronic media claims ____.


A) makes more paperwork than paper claims
B) requires a greater amount of time to process claims
C) includes data elements that are transmitted in a computer file.
D) enables a 30-day turnaround time from submission to payment
E) requires a translator and technology to conduct electronic data interchange

F) B) and E)
G) B) and C)

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Insurers include either an explanation of payment or a(n) ________ advice along with payment to the practice or to the patient, depending on whether an assignment of benefits was signed.

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Mr. Johnson came to the office today complaining of headache and upset stomach. He has the traditional Medicare fee-for-service plan. Your office's usual fee for an established patient visit is $125. Medicare's allowable charge is $100. If Mr. Johnson does not have Medigap insurance, how much will he have to pay for this visit?


A) $20
B) $25
C) $80
D) $100
E) $125

F) A) and B)
G) A) and D)

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When the medical assistant confirms with the insurance company that the patient has coverage for a procedure before scheduling, the process is called ____________.

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